Dealing in Securities by a Prescribed Officer CAPITEC BANK HOLDINGS LIMITED Registration Number: 1999/025903/06 Incorporated in the Republic of South Africa Registered bank controlling company Share Code: CPI ISIN Number: ZAE000035861 DEALING IN SECURITIES BY A PRESCRIBED OFFICER In compliance with paragraphs 3.63 to 3.74 of the JSE Limited (“JSE”) Listings Requirements, the following information relating to the dealing in securities by a prescribed officer is disclosed: NAME OF PRESCRIBED OFFICER W de Bruyn COMPANY OF WHICH HE IS A Capitec Bank Holdings Limited PRESCRIBED OFFICER NATURE OF TRANSACTION Exercise of options through a combination of cash and net equity settlement (off-market transactions) TYPE OF SECURITIES Options to acquire ordinary shares CLASS OF SECURITIES Ordinary DATE OF TRANSACTIONS 3 May 2022 (1)-(4) NUMBER OF OPTIONS EXERCISED 3 241 (1) 2 261 (2) 2 712 (3) 1 790 (4) NUMBER OF ORDINARY SHARES 2 451 (1) ACQUIRED AS A RESULT OF A 848 (2) COMBINATION OF CASH AND NET 899 (3) EQUITY SETTLEMENT 464 (4) OPTION STRIKE PRICE (RAND) R473.05 (1) R705.93 (2) R881.76 (3) R1 175.01 (4) STRIKE DATE OF OPTIONS 12 April 2022 (1)–(4) PERIOD OF EXERCISE Participants have a six-month period from the strike date during which options can be exercised. NATURE AND EXTENT OF THE Direct, beneficial PRESCRIBED OFFICER’S INTEREST IN THE TRANSACTIONS Clearance to deal in the securities by the prescribed officer was obtained in accordance with paragraph 3.66 of the JSE Listings Requirements. 5 May 2022 Stellenbosch Sponsor PSG Capital Date: 05-05-2022 10:00:00 Produced by the JSE SENS Department. The SENS service is an information dissemination service administered by the JSE Limited ('JSE'). The JSE does not, whether expressly, tacitly or implicitly, represent, warrant or in any way guarantee the truth, accuracy or completeness of the information published on SENS. The JSE, their officers, employees and agents accept no liability for (or in respect of) any direct, indirect, incidental or consequential loss or damage of any kind or nature, howsoever arising, from the use of SENS or the use of, or reliance on, information disseminated through SENS.